Social Security is a great resource for people who need help funding their golden years. But unfortunately, it doesn’t cover everything. That includes dental expenses for dental implants. Understandably, that might be a deal breaker for some. After all, what good is retirement if you can’t enjoy the best years of your life? Fortunately, there are ways to get around this restriction and fund your dental care with Social Security. However, before we get into that, let’s take a look at why these expenses aren’t covered by Social Security in the first place.
Why is Dental Care excluded from Social Security?
Social Security is a form of insurance. To keep costs as low as possible, it covers only the care that it is obligated to pay for. Dental insurance is not mandatory. With that in mind, the government doesn’t pay for dental expenses. Of course, that does leave people who need extensive dental care at a disadvantage. After all, you can’t use the “I don’t have insurance” excuse with a dentist. So how can you cover your dental expenses with Social Security?
What is included in disability insurance?
If you have a long-term disability, you can get money from Social Security. That is, as long as you meet certain requirements. The disability must be expected to last at least 60 months. It also must be expected to make working impossible. What’s more, the disability must be expected to result in death. This means that it must be expected to result in death within 10 years. Finally, the disability must be expected to prevent you from performing substantial gainful activity.
How to use SSBD ( SSD for Dental Implants )
The first way to use your Social Security for dental care is with Disability Insurance. However, this is only possible if you have a long-term disability. Long-term disability insurance is included in Social Security Disability Insurance (SSDI). To qualify for this, your disability must be expected to last at least 60 months. It must also prevent you from working. Finally, the disability must be expected to result in death within 10 years. If you qualify for SSDI, you can use it to pay for dental implants. However, because dental care isn’t included in SSDI, you’ll need to use a special procedure.
How to use SSI ( SSI for Dental Implants )
SSI is Supplemental Security Income. It is a form of assistance designed to help people who can’t work because they have a disability. SSI is different from SSDI in a few ways. For one thing, it’s not mandatory. For another, it’s reserved for people who don’t have a disability but who are still in need. SSI is a lot more restrictive than SSDI. But it also has a loophole that can let you use it for dental care.
Final Words on Dental Expenses
As we’ve seen, there is a way to fund your dental care with Social Security. However, you’ll need to have a long-term disability or be receiving SSI because of a disability to use it for this purpose. That’s not a problem for people who are disabled, but for those whose only medical issues are dental, it might be a deal breaker. Fortunately, there are other ways to fund your dental care with Social Security.
Follow Us For More Updates
that is so good clinic