Dental care is not a luxury for everyone. In fact, dental care can be considered as a luxury for only a few people. Given the rising costs of medical treatment, housing and other living expenses, many people struggle to afford services. A lot of factors must be taken into account before determining if dental services is a luxury or not for you. Even though it might be easy for some to assume that oral care is a luxury for them, there are statistics to prove otherwise. For example, if you are on low income or unemployed, have no dependents and live alone, then you will most likely qualify as someone who struggles with affording services.
On the other hand, if your household income is high enough to cover your living expenses and mortgage payments, along with additional money left over every month, then it’s safe to say that you probably don’t struggle with affording dental services.
What is considered as a luxury?
A luxury item is something that is not a necessity. For example, when people go on vacation, they treat themselves to luxury hotels and fine dining, as well as indulge in spa treatments and shopping sprees. In the world of financial planning, many agree that a luxury is anything that you can do without. For example, some people consider their daily coffee addiction as a luxury. Others might think their daily two-mile walk is a luxury. A luxury is subjective, and one person’s luxury item might be another person’s necessity.
Dental care services may be expensive!
Compared to other types of healthcare, dental care might be easier to obtain for most people. However, dental procedures can still be very expensive. Insurance can be very helpful in making oral care more affordable for many people. According to the CDC, almost two-thirds of American adults have dental insurance. Unfortunately, oral care isn’t a required benefit for health insurance coverage. In fact, it only becomes a required coverage in the Affordable Care Act when it comes to dependents. Dental insurance can help reduce the cost of healthcare, but it doesn’t eliminate the need to pay a portion of the cost yourself. If you have dental insurance, you may have a high annual deductible or a limit to the amount of benefits that you can receive in a year.
Why is dental care services considered luxury?
Oral care is one of the few types of health insurance that is recommended for everyone. That being said, dental care is not a necessity for everyone. Unfortunately, dental care is very expensive. Dental procedures can cost a lot of money, especially if you need a root canal or other intensive treatment. Due to rising health insurance premiums, many people without dental insurance can’t afford oral care. Only a small percentage of the population have Dental Insurance. However, must have one. If you don’t have dental insurance and can’t afford to pay for your dental services out of pocket, then you will likely struggle to obtain oral care.
How to get Free and Affordable Oral Care
Here at Royal Dental Clinics we provide affordable, low-income dental care. If your situation fits into a pre-decided bracket of income, age, and necessary services, we can help. Depending on which clinic you visit, you may have to meet certain requirements. Depending on your individual or household income or insurance status, you may qualify for free or low cost basic oral care. Basic care covers the standard needs of cleaning, extractions, or fillings.
Conclusion
Dental care is recommended for everyone, but it is not a necessity for everyone. If you can’t afford dental care out of pocket, you can still receive dental services if you are willing to have a slower treatment process or receive treatment at a free or reduced-cost clinic. Unfortunately, dental care is expensive. Dental procedures can be very costly. Dental care would be a luxury for you if cannot afford out of pocket.
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